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Joshua Hermann, with BMO Harris Bank, talks CDs and why you should ladder them for greater returnHow BMO Harris Bank CD Rates Compare to Other Banks ; 1 Year, %, %, % APY (as of 9/10/24) ; 3 Year, %, %, % APY (as of 9/. BMO CD Specials � 13 APY: % � 25 APY: % � 35 APY: % � 45 APY: % � 59 APY: %. BMO Smart Advantage Checking Account ; 30 Months. %. $1, ; 36 Months. %. $1, ; 48 Months. %. $1, ; 60 Months. %. $1,
