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Where to Park Your Cash - Short-Term Investing Explained with BMO ETFsTo read information, use the Down Arrow from a form field. LOCKED-IN RETIREMENT ACCOUNT (LIRA) ENDORSEMENT. Pursuant to the Pension Benefits Act (Ontario). Plan. IMPORTANT NOTES: � A locked-in retirement account (LIRA) is a registered retirement savings plan (RRSP) to which the additional terms and conditions in this. LIRA, Locked-In Retirement Account (LIRA), Alberta � British Columbia � Manitoba � New Brunswick � Newfoundland � Nova Scotia � Ontario � Quebec � Saskatchewan.