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Best 1-Year CD Account With No Minimum: Capital One. Capital One is among the nation's largest banks in terms of consumer deposits, and it now. Compare the best high interest CD account offerings by FDIC-insured banks and NCUA-insured credit unions through Raisin. Open an account with as little as. Chase Bank CD Rates � Bank Of America CD Rates � Wells Fargo CD Rates � Capital One CD Rates � Citibank CD Rates � Navy Federal CD Rates � PenFed CD Rates � CIT.