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What's The Easiest Way To Get A Business LoanYou can apply for small business financing via a traditional bank, credit union or online lender. Here's a step-by-step guide on how to get a business loan. To increase your chances of securing a loan, you should have a business plan, expense sheet, and financial projections for the next five years. These tools will. Online lenders and some traditional lenders can provide fast small business loans with a simplified application process.