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BMO bank scam victims say more needs to be done to protect depositsThe minimum daily Ledger Balance in this Account is $10, or more for the previous calendar month. B. You have met the $25, Monthly Combined Balance for. BMO Relationship Checking. open now. Open online in 5 minutes! Why you'll like it. Grow your money with no monthly maintenance fee and no minimum balance. There is no minimum balance requirement for BMO Relationship Checking. However, an initial deposit of at least $25 is required. Once your.