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What is the FDIC?There are a lot of HYSAs that are around % APY and are FDIC-insured. You can find them on Banktruth; they list the updated HYSA rates, the. top.financehacker.org � Banking � Savings. FDIC deposit insurance covers the balance of each depositor's account dollar-for-dollar, up to the insurance limit, including principal and any accrued interest.
