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Bmo kelowna hours of operation	In fact, some of the biggest banks pay interest rates very close to zero, but it depends and can change from month to month. It can be appealing if you want the traditionally higher yield of a CD, compared to regular savings accounts, but you also want the flexibility of needing the money sooner than you expect. Citizens Access Rating: 4. Why Barclays Bank? A 1-year CD with a 4. Sallie Mae CD rates:.

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The best CD rates today are mostly in the mid-4% for one-year terms and in the mid-3% for three- to five-year terms. For Featured CD Account � % ; For Standard Term CD Account � % ; For Flexible CD Account � %. FDIC-Insured Certificates of Deposit Rates ; 2-year, % ; month, N/A ; 3-year, % ; 4-year, %.