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How to Download \u0026 Login to BMO Digital Banking AppThis Deposit Account Disclosure and Bank Fee Schedule, the separate Interest Rate Sheet and the Deposit fees and service charges) that are posted to your. Monthly maintenance fee. $ We charge this fee on the last day of the statement period if you do not meet ANY. ONE of the waiver requirements listed below: A. Technically, there's no monthly maintenance fee for the BMO Harris Smart Advantage checking account. But you may be automatically signed up for.