The difference being that the cash value can be easily accessed after the first ten years and the contribution limits are much higher that current Roth limits. Then after 10,, you can choose amongst a variety of index mutual funds or bond funds. At the same time, everyone in Asia is getting excited about trading in their bicycle for a Mercedes with a V8 engine. Post by asif � Thu Nov 09, pm. OK, so it sounds like it is partially controlled by your employer?
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Read More:max_bytes(150000):strip_icc()/checking-vs-savings-accounts-4783514-ADD-V3-8bb1de3ef0a848e0bd7b65ef146ab924.jpg "Checking account vs savings account")
The main difference between checking and savings accounts is that checking accounts are primarily for accessing your money for daily use while savings accounts. A checking account is more for holding money for regular spending, while a savings account is designed for longer-term goals.
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Read MoreThis is enough to get my full employer match and then some, but not to max out my contributions. I'm a bit uncomfortable with this. This means that our income likely wont be dropping much at retirement. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. My employer provides either a high-deductible plan or a traditional plan.