I fully agree with your analysis. Post by Bacchus01 � Fri Nov 10, pm. Post by monsterid � Wed Nov 08, pm.
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Read MorePlease note that markups and markdowns may affect the total cost of the transaction and the total, or "effective," yield of your investment. Does that answer your questions? Also leaving money from a retirement account to your heirs is hugely problematic tax wise, whereas treating a permanent life policy as an investment can rack up a huge death benefit. The money is available free of taxes and penalties, even before FYI I make approx. Is the best option just to put it in a regular old taxed index fund?