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Open BMO Bank Account Online - Bank Of Montreal Sign Up top.financehacker.orgWe're here to help! BMO offers a wide range of personal and business banking services, including bank accounts, mortgages, credit cards, loans and more. Though we've been known as BMO Harris Bank to our U.S. customers since , we've found that many of our customers and clients prefer to use. Yes, BMO is a legitimate bank. It has FDIC insurance and an A+ grade from the Better Business Bureau. What is BMO ranked? It indicates an.