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Using 7% HELOC to Pay off a 3% Mortgage?% � Up to % � Up to % � Get more with a Bank of America Home Equity Line of Credit � What can a HELOC help you do? As of November 8, , the variable rate for Home Equity Lines of Credit ranged from % APR to % APR. Rates may vary due to a change in the Prime Rate. Average HELOC rates are currently around %, according to data from CNET sister site Bankrate. That's higher than current average mortgage rates -- which are.
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