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Read MoreThis amount will depend on your chosen provider and card type. Transferring a credit card balance should be a tool to escape debt faster and spend less money on interest without incurring charges or hurting your credit rating. Table of Contents. No one can say exactly how much money you would save with a balance transfer, because that is determined by several factors:. Also, credit card companies do not allow existing customers to transfer balances to new accounts they issue. You are using In this article:.