Is there an amount cap on the fee? But this all depends on how far along they are in processing your request. Even so, our balance transfer calculator can give you a general sense of what you could pay if you didn't do the transfer, compared with what the transfer would cost. What is a balance transfer and how does it work? Investopedia requires writers to use primary sources to support their work.
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Read MoreAnd pay attention to the interest rate. Bank of America has credit cards that offer low introductory APRs on qualifying balance transfers. Is a credit card right for you? Running up new card balances after completing a balance transfer could also hurt your credit score and leave you with more debt to repay. This isn't ideal, of course.